There are lots of reasons people call on Aztec Appraisal Services

To a lot of us, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. And while there are a multiplying number of automated home valuation methods that may seem more cost-effective than an appraisal, almost all lenders still want a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are other cases when the services of a licensed, independent real estate professional might come in handy.

Contact Aztec Appraisal Services if you're planning on any transaction where the value of your real estate is a factor. Just click here

Let Aztec Appraisal Services help you dispute your tax assessment in Hampshire County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Aztec Appraisal Services is your best evidence. We're equipped to assist you in appealing your tax assessment.

Let Aztec Appraisal Services help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that almost all lenders ask buyers to buy when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Aztec Appraisal Services can produce a statement regarding the value of your home, and the price you paid for the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the difficult decision of who keeps the property, and it can be an especially heartbreaking experience for both parties. Regardless of the situation, it's a good idea to order an appraisal from Aztec Appraisal Services so both parties are completely aware of the true market value of their home.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Aztec Appraisal Services assist you in relocating to or from Hampshire County

We are aware of the stress associated with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our thorough process.

Sell your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.